I don’t know if you’ve noticed, but in the past couple of year’s banks have changed. Banks have really changed. If you don’t know what I am talking about, stop in your bank when you have time. Try and find a few familiar faces, people you have worked with or even just have seen over the years. You might notice a lot of new faces.
 Another idea is to sit down with a banker, and ask a few questions about your account. If you have had it for a few years, I bet they don’t offer that specific account anymore.…