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Budget

Why Budgeting is Essential for a Prosperous Financial Future

January 29, 2019

If you are among the many that “wing it” each month paying their bills, you are setting yourself up for a financial disaster in the making. Unfortunately, when you don’t have a system in place for paying your bills, it’s easy to miss one or two completely. Luckily, you can turn your life around by establishing a budget and identifying where your money is going and then finding ways to improve your bottom line.

Staying Afloat

If you find yourself caught up living paycheck-to-paycheck you know all too well how difficult it is to stay afloat. One emergency like a car repair or an unforeseen sickness can cause your finances to crumble quickly.…

Filed Under: Budget

Making a Food Budget for Your Wedding

December 10, 2012

Unless your Daddy’s a really rich man (and even if he is) it’s a good idea to put together a food budget for your upcoming wedding so that you can not only keep track of how much you’re going to need but also make sure that the cost of the food doesn’t quickly start adding up to a number that you’ll never be able to afford or pay off. The tips below will help you to budget the food and, if you do it right, you’ll still have a great day with great food but without going into debt for years.…

Filed Under: Budget

Creating Your First Budget

November 28, 2012

More than ever before your financial success depends on making and keeping a budget.  Making a habit of budgeting your money and sticking to that budget is vital to your financial well-being today and in the future. Frankly the transition from having no budget to having and sticking with one is going to be hard at first but, as you get used to spending only what your budget allows you’ll not only get accustomed to it you’ll also see that not having a budget really isn’t a good idea. To that end below you will find a guide to getting started with your fist budget.…

Filed Under: Budget

Planning a Wedding Without Breaking the Bank

October 30, 2012

Costs can easily get out of hand when planning a wedding. The factors that come together to create a beautiful wedding add up fast. However, there are several ways to rein in costs to keep within budget:

The Dress — Some brides will say that if nothing else, the dress must be a work of perfection. Going to wedding boutiques is a great way to try dresses on to see which styles look best. However, they are not always the best places to buy a dress. Find the dress you want in a boutique or in a magazine, and search for it online.…

Filed Under: Budget, Personal Finance, Saving Money

Credit Cards Can Be Quite Useful When Budgeting

October 12, 2012

All your ever hear about credit cards is that they are dangerous and can lead to insurmountable debt!  Unfortunately, for far too many people this statement is more often than not true.  But if you are here at my personal finance blog reading this article than chances are you are looking for some tips to improve your finance situation.  My first tip is to not overspend on your credits cards, do not rack up finance charges, do not send in your payments late, and in general do not misuse your credit!  That being said, do use your credit card to your benefit, to budget better, and to maximize your rewards.…

Filed Under: Budget, Credit, Credit and Debit Cards

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