Throughout the years it was frowned upon to use a credit card, and even our parents and grandparents still may not be using them, even though they help build up credit. Before you avoid signing up for a credit offer that you may have received, there are actually myths about credit cards that are just not true.
It is a Mistake to Use Credit Cards
Sure using a credit card puts you into debt, but it does not have to be bad after all. There used to be a negative connotation that using a credit card means that you do not have the money to purchase the item, and while that may be true to shopaholics, you actually can earn money back with rewards that can add up to hundreds of dollars per year. …