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Beating Out Inflation

Inflation is that nasty little thing that eats away at your hard earned savings.  For something that is essentially intangible it can do more damage than you realize.  Granted the post recession effect on inflation has left it somewhat flat, but that isn’t going to last forever.  In fact, right now we have some of the lowest interest rates we have seen in our lifetimes, and yet the stock market is hitting all time highs.  To me this begs the question, “why are you so heavily invested in CD’s, money markets, and treasury bills”?

The recession has left many with a sour taste for investing, they are scared by the media, and they still have the dent in their 401K’s to remind them first hand of the dangers in investing. …

Avoiding the Perils of Lifestyle Inflation

When you get a raise or a promotion, that extra money can seem like a freebie – after all, that money is not part of your budget so it’s okay to spend it away.  But that’s where it becomes easy to fall into the trap of lifestyle inflation.  You get used to having that extra money and that makes it hard to scale back again.  Even a yearly bonus can raise havoc if you begin to count on it to pay off a vacation or insurance bills.  Instead, when you get a raise or a promotion or a bonus, treat that money a bit more like your regular paycheck.…

The Essentials of Buying Your First Home

The most expensive item that most people ever purchase is their home.  In terms of cost, every other purchase, from your car to your wedding, pales in comparison.  For first time home buyers, it can be a very exciting time, but also a very stressful time.  There are many factors to consider before a potential home buyer can even consider looking at homes.  

 What is your Credit Score?

Knowing your credit score and making the best use of your credit score is an important step in the home buying process.  If your credit score is poor, you might not qualify for a mortgage at all.…

Seeking the Path to Debt Reduction

The problem of debt has been on going for a long time. There are many reasons that can be attributed to this. Many cases of debts result from loss of an income, a bad and dangerous loan or line of credit or even bad judgment. Whatever cases, it is important to resolve any and all cases of bad debt as debt does have its consequences. A creditor can choose to call in their debt, they may refer a case to a collections company or even seek assistance from a court of law. An indebted person will be unable to get credit, a job and many other benefits.…

Tweet Your Way to a Bigger Bottom Line

This guest post is by Kyle Taylor who is a personal finance blogger that blogs about weird ways to make money at The Penny Hoarder. Connect on Facebook or join the newsletter and get his “5 Wackiest Ways to Make Extra Money.”

Yes, we all know that Twitter can be a huge time-suck and that Lady Gaga will inevitably reach 1 billion followers. What you may not know is that Twitter, when utilized effectively, can play a large role in boosting your bottom line.

Here are a few ways to make extra money, one tweet at a time:

1. Promote your blog.…