As a small business owner or a person that works out of their home, you may think that you have fewer options for saving for retirement than a person who spends their entire career working for somebody else‘s business or company. While it’s true that you won’t have access to a pension plan if you work on your own, there are still many options open to you.
One statistic that is a little bit concerning is that nearly 30% of people that are self-employed have not saved anything for their retirement. That’s not good matter how you slice it. While it’s true that if you own your own business or work from home you can certainly keep working well past the regular retirement age, there will ultimately come a time in everyone’s life when they’re just not able to work anymore or earn enough money to pay for everything that they’re going to need.…