Retirement

As a small business owner or a person that works out of their home, you may think that you have fewer options for saving for retirement than a person who spends their entire career working for somebody else‘s business or company. While it’s true that you won’t have access to a pension plan if you work on your own, there are still many options open to you.

One statistic that is a little bit concerning is that nearly 30% of people that are self-employed have not saved anything for their retirement. That’s not good matter how you slice it. While it’s true that if you own your own business or work from home you can certainly keep working well past the regular retirement age, there will ultimately come a time in everyone’s life when they’re just not able to work anymore or earn enough money to pay for everything that they’re going to need.…

If you’re getting set to retire one of the most important things to consider is what your cost of living is going to be. The simple fact is, the less that you have to spend on housing, food, energy bills and taxes, the longer your savings will last. Today what we have done is put together a list of the states that are the best for retirees and will allow them to keep more of their money in the bank. We don’t have a particular bias against any state, we’ve just looked at them pragmatically and put together this list so that, if you’re retiring and wish to conserve your money, you know which ones will suit you best.…

If you recently retired or are getting close to retirement, one of the most vital tasks that you need to accomplish is to plan your taxes as well as you can because, frankly, your income is going to be reduced greatly during retirement and the less taxes you pay the more you’ll have two pay for other, more important items like food and heat. With that in mind we’ve put together a blog that will give you some excellent advice and tips about tax planning for retirement. While we admit that it might be a little dry, the fact is that it is vitally important and we hope that you will get some value out of it.…

When it comes to retiring most people have heard that they should plan ahead and plan well but have never actually been given the advice that they need to do said planning. With that in mind we put together a list of the best retirement planning tips that we know. Hopefully you will be reading these before it is too late to actually start using them. No matter where you are in your life however it is always a good time to start planning for retirement. Enjoy.

1)       Although you should start as early as possible it is never too late to start saving for retirement.…